Terms of Use

Welcome to PhilInvest. By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. Please read these Terms of Use carefully before using our website.

1. Acceptance of Terms

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this website.

2. Use License

Permission is granted to temporarily access the materials on PhilInvest's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose or for any public display;
  • Attempt to reverse engineer any software contained on PhilInvest's website;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by PhilInvest at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on PhilInvest's website are provided on an 'as is' basis. PhilInvest makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, PhilInvest does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Investment Disclaimer

The content on this website is provided for educational and informational purposes only and should not be considered as financial advice. Investment decisions should be made based on your own research and in consultation with a qualified financial advisor. Investing involves risk, including the possible loss of principal.

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost.

5. Limitations

In no event shall PhilInvest or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on PhilInvest's website, even if PhilInvest or a PhilInvest authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

6. Accuracy of Materials

The materials appearing on PhilInvest's website could include technical, typographical, or photographic errors. PhilInvest does not warrant that any of the materials on its website are accurate, complete, or current. PhilInvest may make changes to the materials contained on its website at any time without notice. However, PhilInvest does not make any commitment to update the materials.

7. Links

PhilInvest has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by PhilInvest of the site. Use of any such linked website is at the user's own risk.

8. Modifications

PhilInvest may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the Philippines and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

10. User Data and Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. To view our Privacy Policy, please visit Privacy Policy.

11. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: [email protected]
Phone: +63 2 8888 9999
Address: 123 Makati Avenue, Makati City, Philippines

Last Updated: October 15, 2023